Spencer Golden Law
Spencer Golden Law
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    • Home
    • About
    • Practice Areas
      • Personal Injury
      • Workers Compensation
      • Commercial Litigation
      • Lanlord/Tenant
      • Construction
      • Estate Planning/Probate
      • Business Law
      • Healthcare Law
      • Asset Protection
      • Bankruptcy
    • Contact
(424) GOL-DEN1
  • Home
  • About
  • Practice Areas
    • Personal Injury
    • Workers Compensation
    • Commercial Litigation
    • Lanlord/Tenant
    • Construction
    • Estate Planning/Probate
    • Business Law
    • Healthcare Law
    • Asset Protection
    • Bankruptcy
  • Contact
(424) GOL-DEN1

bankruptcy

Bankruptcy is a vital tool that empowers individuals and businesses to overcome financial challenges, secure a fresh start, and confidently move forward in life. Our dedicated attorneys harness extensive expertise in bankruptcy laws across multiple jurisdictions to craft personalized strategies that help clients get back on their feet with renewed financial stability.


We specialize in a range of bankruptcy options tailored to your unique needs:


  • Chapter 7 Liquidation: Ideal for individuals and businesses seeking a clean slate, Chapter 7 eliminates most unsecured debts, such as credit card balances and medical bills, allowing you to rebuild without the burden of overwhelming financial obligations.


  • Chapter 13 Repayment Plans: Designed for individuals with steady income, Chapter 13 enables you to reorganize debts into a manageable three-to-five-year repayment plan, protecting valuable assets like your home or car while working toward debt relief.


  • Chapter 11 Reorganization: Primarily for businesses, Chapter 11 allows companies to restructure debts and operations, preserving jobs and assets while creating a sustainable path forward. Individuals with complex financial portfolios may also benefit from this flexible option.


Our team ensures seamless compliance with intricate federal and state regulations, leveraging our deep understanding of jurisdictional nuances to maximize debt relief and asset protection. Whether navigating straightforward liquidations or complex restructurings, we provide clarity, compassion, and strategic insight at every step.

Our firm is committed to helping you transform bankruptcy into an opportunity for renewal. We aim to guide you or your business back to solid financial ground, ready to embrace a brighter future.

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